Follow the incentive

Health insurance brokers earn more when your costs rise. We only get paid when they fall.

Revival Health is a fee-only advisor owned by John Butler, who brings 30+ years inside the industry. For a 1% retainer, we go to work lowering what your company spends on healthcare — starting with a move that costs you nothing and turns cash-flow positive in 45–60 days.

  • Owned by John Butler — 30+ years in the industry
  • He sold his own brokerage in 2023 to go fully independent
  • Savings guaranteed in writing — or your retainer back
Who gets paid, whenThe difference
A traditional broker

Paid a percentage of your premium. Earns more when your costs rise.

Revival Health

Paid a flat retainer plus a share of what you save. Only wins when you win.


No lock-in to any carrier, vendor, or method. The obligation is to your outcome — never to a product.
What your 1% buys

One expert whose only job is your savings.

Most brokers are paid a commission on your premiums — so they quietly do better when your costs go up. Revival Health doesn't work that way. We're on a flat 1% retainer plus a share of the savings we actually document. If you don't save, we don't get paid. That one difference changes everything downstream.

A traditional broker

Paid a percentage of your premium. Earns more when your costs rise.

Revival Health

Paid a flat retainer plus a share of what you save. Only wins when you win.

The retainer
1% of annual spend

Minimum $10K, capped at $50K. That's the whole commitment to get started.

The performance fee
20% of year-one savings

Charged only on savings we document — and structured to be paid as those savings land.

The guarantee
30-day money-back

If the documented savings don't show up, your retainer is refunded in full. No questions asked.

No lock-in to any carrier, vendor, or method. The obligation is to your outcome — never to a product.
How it works

One plan, in a deliberate order.

Revival Health doesn't lead with a product. We follow a sequence — the easiest, highest-certainty win first, then the bigger structural moves, and only if they genuinely fit. Here's the path.

01
Start here — almost everyone qualifies

First-dollar coverage

A benefit that pays from dollar one — and pays for itself.

A membership-style care benefit — $0 telehealth, $0 mental-health support, and first-dollar primary care, labs, and prescriptions — layered on top of whatever you already have. A Section 125 tax structure funds it, so it costs the company nothing on net and turns cash-flow positive in 45–60 days.

  • Costs nothing on net — the payroll-tax savings fund it
  • Employees get $0 care from day one
  • Nothing about your current plan changes
How Step 1 works

There’s Only Two Ways To Offer Business Healthcare

Steps 02 + 03 ↓
02
Evaluated thoroughly — you’re never locked in

Employee-owned health

Take the company out of the insurance-risk business.

You fund a fixed, tax-free amount; your people choose and own coverage that travels with them between jobs. Your spend becomes predictable, one bad claims year can never again spike everyone's premium — and the annual renewal roulette ends for good. For many teams, the biggest structural saving on the table.

  • Typically 25–40% lower cost in year one
  • Fixed, budgeted spend — no more surprise renewals
  • Coverage employees own and keep between jobs
How Step 2 works
03
Many companies prefer traditional plans — no dramatic changes

Employer-owned health

We stress-test your current health plan into a competitive bid with some of the nation’s top healthcare specialists.

Not your run-of-the-mill health insurance brokers. These experts use innovative strategies to control the 4 main cost-drivers within every healthcare plan. They reduce your overall costs by 18–25%, and deliver the same or better coverage for all employees. This is the floor, not the ceiling: you’ll never be steered here to suit commission revenues.

  • A true competitive bid — not ‘let’s re-shop the same carriers’
  • Self-, level-, and fully-funded all on the table
  • Typically 18–25% lower costs, same or better coverage
How Step 3 works
The AI consultation

Meet Virtual John — a real AI, built on the real John.

This isn't a script, and it isn't a form wearing a chat bubble. It's a genuine AI, built on hours of John's real client calls and three decades of how he thinks — so it answers the way he does: straight, specific, no runaround. Ask it whatever you actually want to know — how the savings really work, where the catch is, whether any of this fits a company like yours. All of it, free. You only leave your details if you decide you want the real John to run your exact numbers.

  • Built on John's actual consultations — not a canned FAQ or a decision tree
  • Ask the blunt questions: the mechanics, the catch, the fit for your business
  • Learn everything first — your details are optional, and only for real follow-up

Virtual John gives real but general guidance — illustrative numbers, not tax, legal, or medical advice. The real John confirms every figure before anything's implemented.

Virtual John
Revival Health · consultation
online
Common questions
Proof, not promises

Real companies. Real receipts.

Documented outcomes from companies that ran this plan — anonymized by design, because the point is the number, not the name. Every figure is illustrative until the consultation turns it into your number, in writing.

18–40%

typical year-one savings — documented, in writing, before you commit.

$0deductible on first-dollar care
Documented outcomes
$2.25MRural healthcare
saved annually — employees chose from 60 plans across 6 carriers
Rural hospital · Indiana · ~400 employees
−42%Contact centers
average monthly plan cost — $971 down to $562, participation up 60%
Contact-center operator · 800+ employees
$350K+Senior living
saved every year — after two straight 25% renewals
Senior-living operator · Florida · 1,850 employees
≈ $250 / moOwnership
≈50% of members end each month with money left over — about $250 on average — spent on care insurance doesn't cover. Your money, your choices, in one number.
John Butler, founder of Revival Health
Meet the owner

Thirty years inside the machine. Now on your side of the table.

John Butler spent 30+ years inside the insurance business and built a successful brokerage. In 2023 he sold it — on purpose — and founded Revival Health, because he was tired of a system that paid him more when his clients paid more.

Today he owns and runs Revival Health as a fee-only practice with a single job — find the best-possible healthcare for a business and its people, and put the savings in writing. No carrier owns him. No vendor pays him to steer you. He wrote the book on it, literally.

30+
Years in the industry
2023
Founded Revival Health
1%
Flat retainer — no commissions
Read John's book
Questions

The questions owners actually ask.

Your broker is almost certainly paid a percentage of your premium — so their pay rises when your costs do. Revival Health is paid a flat 1% retainer plus a share of the savings we document. Our incentive is your savings, full stop. We put the number in writing and refund the retainer if it doesn't hold.

The retainer is 1% of your annual healthcare spend, with a $10,000 floor and a $50,000 cap. For that, Revival Health analyzes your program, models your options, and installs the plan. If we can't document the savings, you get the retainer back within 30 days.

On net, it's designed to pay for itself. It runs through a Section 125 structure that reduces payroll (FICA) taxes by roughly $750 per employee a year against a cost of about $55 per employee a month, so most employers are cash-flow positive within 45–60 days. It's a membership benefit, not insurance, and it sits on top of whatever you have now.

They generally get more, not less: a wider choice of plans, coverage they own and keep between jobs, and — for many — federal subsidies that cap what they can be charged. You fund a fixed, tax-free amount; they pick the plan that fits them.

No. Step 1 layers on top of your existing coverage. The bigger structural moves are made only if and when they clearly beat what you have — and Revival Health is vendor- and carrier-neutral, so nothing is recommended to suit a commission.

Many companies prefer exactly that. Revival Health stress-tests your current plan into a genuine full-market competitive bid — every carrier, every funding model — with some of the nation’s top healthcare specialists. That path typically cuts overall costs 18–25% with the same or better coverage, and you’ll never be steered there to suit a commission.

Still weighing it? Ask Virtual John directly.

Talk to Virtual John
Your move

Ask Virtual John your hardest question.

He's a real AI, built on hours of the real John's consultations — so you'll get a straight answer, not a sales pitch. Learn everything you came for; leave your details only if you want the real John to follow up. No cost, no obligation.